:root {
  --fdd-bg: #f6fbf5;
  --fdd-bg-soft: #eef8ef;
  --fdd-surface: #ffffff;
  --fdd-surface-green: #e8f7e8;
  --fdd-navy: #0b2740;
  --fdd-navy-soft: #183b59;
  --fdd-text: #243242;
  --fdd-muted: #617287;
  --fdd-border: #dbe8dd;
  --fdd-green: #25c45a;
  --fdd-green-dark: #159947;
  --fdd-mint: #bff2cc;
  --fdd-lime: #dff9a8;
  --fdd-warning: #fff4cf;
  --fdd-shadow: 0 18px 48px rgba(11, 39, 64, 0.1);
  --fdd-radius: 8px;
  --fdd-max: 1160px;
}

* {
  box-sizing: border-box;
}

body.fdd-public-page {
  margin: 0;
  background: var(--fdd-bg);
  color: var(--fdd-text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}

.fdd-public-page a {
  color: var(--fdd-green-dark);
}

.fdd-page-shell {
  min-height: 100vh;
  background:
    radial-gradient(circle at 14% 8%, rgba(37, 196, 90, 0.11), transparent 30%),
    linear-gradient(180deg, #ffffff 0%, var(--fdd-bg) 42%, #ffffff 100%);
}

.fdd-container {
  width: min(100% - 40px, var(--fdd-max));
  margin: 0 auto;
}

.fdd-topbar {
  border-bottom: 1px solid rgba(219, 232, 221, 0.9);
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  position: sticky;
  top: 0;
  z-index: 20;
}

.fdd-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 74px;
}

.fdd-brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--fdd-navy);
  font-weight: 800;
  letter-spacing: 0;
}

.fdd-brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--fdd-green), #89e66f);
  color: var(--fdd-navy);
  font-weight: 900;
  box-shadow: 0 8px 20px rgba(37, 196, 90, 0.22);
}

.fdd-nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.fdd-nav-links a {
  color: var(--fdd-navy-soft);
  text-decoration: none;
  font-weight: 700;
  font-size: 0.94rem;
}

.fdd-button,
.fdd-nav-links .fdd-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 8px;
  border: 1px solid transparent;
  background: var(--fdd-green);
  color: #062316;
  text-decoration: none;
  font-weight: 800;
  box-shadow: 0 10px 24px rgba(37, 196, 90, 0.22);
}

.fdd-button:hover {
  background: var(--fdd-green-dark);
  color: #ffffff;
}

.fdd-button-secondary {
  background: #ffffff;
  color: var(--fdd-navy);
  border-color: var(--fdd-border);
  box-shadow: none;
}

.fdd-hero {
  padding: 76px 0 56px;
}

.fdd-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.12fr) minmax(320px, 0.88fr);
  gap: 44px;
  align-items: center;
}

.fdd-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 18px;
  color: var(--fdd-green-dark);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
}

.fdd-kicker::before {
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--fdd-green);
}

.fdd-hero h1,
.fdd-page-title {
  margin: 0;
  color: var(--fdd-navy);
  font-size: clamp(2.35rem, 5vw, 4.8rem);
  line-height: 0.98;
  letter-spacing: 0;
}

.fdd-hero p,
.fdd-page-intro {
  color: var(--fdd-navy-soft);
  font-size: clamp(1.05rem, 2vw, 1.28rem);
  max-width: 720px;
}

.fdd-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.fdd-hero-card {
  background: var(--fdd-surface);
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  box-shadow: var(--fdd-shadow);
  padding: 28px;
}

.fdd-stat-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.fdd-stat {
  min-height: 126px;
  padding: 18px;
  border-radius: var(--fdd-radius);
  background: var(--fdd-bg-soft);
  border: 1px solid var(--fdd-border);
}

.fdd-stat strong {
  display: block;
  color: var(--fdd-navy);
  font-size: 1.55rem;
  line-height: 1.1;
}

.fdd-stat span {
  color: var(--fdd-muted);
  font-weight: 650;
  font-size: 0.94rem;
}

.fdd-section {
  padding: 58px 0;
}

.fdd-section-white {
  background: #ffffff;
  border-top: 1px solid var(--fdd-border);
  border-bottom: 1px solid var(--fdd-border);
}

.fdd-section-header {
  max-width: 790px;
  margin-bottom: 28px;
}

.fdd-section-header h2,
.fdd-content h2 {
  margin: 0 0 12px;
  color: var(--fdd-navy);
  font-size: clamp(1.7rem, 3vw, 2.7rem);
  line-height: 1.08;
}

.fdd-section-header p,
.fdd-content p,
.fdd-content li {
  color: var(--fdd-text);
}

.fdd-card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.fdd-card-grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.fdd-card {
  background: var(--fdd-surface);
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  padding: 24px;
  box-shadow: 0 10px 30px rgba(11, 39, 64, 0.06);
}

.fdd-card h3 {
  margin: 0 0 10px;
  color: var(--fdd-navy);
  font-size: 1.18rem;
}

.fdd-card p {
  margin: 0;
  color: var(--fdd-muted);
}

.fdd-card ul {
  margin: 14px 0 0;
  padding-left: 20px;
  color: var(--fdd-text);
}

.fdd-icon {
  width: 42px;
  height: 42px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  margin-bottom: 14px;
  background: var(--fdd-surface-green);
  color: var(--fdd-green-dark);
  font-weight: 900;
}

.fdd-banner {
  padding: 28px;
  border-radius: var(--fdd-radius);
  border: 1px solid #ccefcf;
  background: linear-gradient(135deg, #e8f7e8, #ffffff 58%, #f3ffe4);
  display: flex;
  gap: 24px;
  align-items: center;
  justify-content: space-between;
}

.fdd-banner h2,
.fdd-banner h3 {
  margin: 0 0 8px;
  color: var(--fdd-navy);
}

.fdd-banner p {
  margin: 0;
  color: var(--fdd-navy-soft);
}

.fdd-pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.fdd-pill {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  border-radius: 999px;
  padding: 0 13px;
  background: #ffffff;
  border: 1px solid var(--fdd-border);
  color: var(--fdd-navy-soft);
  font-weight: 750;
  font-size: 0.9rem;
}

.fdd-process {
  counter-reset: step;
  display: grid;
  gap: 14px;
}

.fdd-process-item {
  counter-increment: step;
  display: grid;
  grid-template-columns: 46px 1fr;
  gap: 16px;
  padding: 20px;
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  background: #ffffff;
}

.fdd-process-item::before {
  content: counter(step);
  width: 38px;
  height: 38px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: var(--fdd-green);
  color: #062316;
  font-weight: 900;
}

.fdd-process-item h3 {
  margin: 0 0 6px;
  color: var(--fdd-navy);
}

.fdd-process-item p {
  margin: 0;
  color: var(--fdd-muted);
}

.fdd-page-header {
  padding: 64px 0 28px;
}

.fdd-content {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(260px, 0.22fr);
  gap: 34px;
  align-items: start;
  padding-bottom: 70px;
}

.fdd-article {
  background: #ffffff;
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  box-shadow: var(--fdd-shadow);
  padding: clamp(24px, 4vw, 44px);
}

.fdd-article h2 {
  padding-top: 20px;
  border-top: 1px solid var(--fdd-border);
}

.fdd-article h2:first-child {
  padding-top: 0;
  border-top: 0;
}

.fdd-article h3 {
  color: var(--fdd-navy);
  margin-top: 26px;
}

.fdd-article .fdd-note {
  background: var(--fdd-warning);
  border: 1px solid #f1d675;
  border-radius: var(--fdd-radius);
  padding: 16px;
  color: #4a3a05;
}

.fdd-sidebar {
  position: sticky;
  top: 96px;
  background: #ffffff;
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  padding: 18px;
}

.fdd-sidebar h2 {
  color: var(--fdd-navy);
  font-size: 1rem;
  margin: 0 0 10px;
}

.fdd-sidebar a {
  display: block;
  padding: 9px 0;
  color: var(--fdd-navy-soft);
  text-decoration: none;
  font-weight: 700;
  border-top: 1px solid var(--fdd-border);
}

.fdd-contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.fdd-contact-card {
  min-height: 220px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.fdd-form-shell {
  background: #ffffff;
  border: 1px solid var(--fdd-border);
  border-radius: var(--fdd-radius);
  padding: 28px;
  box-shadow: var(--fdd-shadow);
}

.fdd-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.fdd-field {
  display: grid;
  gap: 7px;
}

.fdd-field.full {
  grid-column: 1 / -1;
}

.fdd-field label {
  color: var(--fdd-navy);
  font-weight: 800;
}

.fdd-field input,
.fdd-field select,
.fdd-field textarea {
  width: 100%;
  border: 1px solid var(--fdd-border);
  border-radius: 8px;
  min-height: 46px;
  padding: 10px 12px;
  font: inherit;
  color: var(--fdd-text);
  background: #fbfefb;
}

.fdd-field textarea {
  min-height: 140px;
  resize: vertical;
}

.fdd-footer {
  padding: 36px 0;
  background: var(--fdd-navy);
  color: rgba(255, 255, 255, 0.78);
}

.fdd-footer .fdd-container {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.fdd-footer a {
  color: #ffffff;
  text-decoration: none;
  font-weight: 750;
}

@media (max-width: 900px) {
  .fdd-nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 16px 0;
  }

  .fdd-nav-links {
    justify-content: flex-start;
  }

  .fdd-hero-grid,
  .fdd-content {
    grid-template-columns: 1fr;
  }

  .fdd-sidebar {
    position: static;
  }

  .fdd-card-grid,
  .fdd-card-grid.two,
  .fdd-contact-grid {
    grid-template-columns: 1fr;
  }

  .fdd-banner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 560px) {
  .fdd-container {
    width: min(100% - 28px, var(--fdd-max));
  }

  .fdd-hero {
    padding-top: 46px;
  }

  .fdd-stat-grid,
  .fdd-form-grid {
    grid-template-columns: 1fr;
  }

  .fdd-hero-actions,
  .fdd-nav-links {
    width: 100%;
  }

  .fdd-button,
  .fdd-nav-links .fdd-button {
    width: 100%;
  }
}

.fdd-form-status { margin: 0; color: var(--fdd-green); font-weight: 800; }
.fdd-form-shell button:disabled { cursor: wait; opacity: 0.7; }